What are Toyota Personalised Repayments?
Toyota Personalised Repayments[F6] are based on your interest rate and other relevant criteria including amount financed, deposit, loan term and kilometres. Your interest rate is a rate that’s tailored to your financial circumstances so it is specific to you.
Instead of taking a one-size-fits all approach, we use your credit score and other relevant criteria to calculate a rate that’s right for you. No matter who you are or where in Australia you live, the same transparent and trusted process applies.
Why does Toyota Finance rely on software to calculate my rate?
Our goal is to give you a rate that’s transparent and tailored to your financial circumstances. We have a smart algorithm that’s designed to calculate your rate, based on your individual credit score and other financial criteria determined by us.
What is a credit score?
A credit score is a single number, usually between 300 and 850, that enables financial institutions to get a sense of your credit history and to work out whether you’re a viable person to lend money to.